Pre-Contractual Information Regarding the Opening of a Deposit Account of a Natural Person

Beneficiary: 

Name & Surname: {FirstName} {LastName} 

Service  

  Fee  

General account services  

Provision of account statement copy  

Quarterly (or monthly at the request of the Customer)  

€0  

Registration for web banking services  

€0  

Notification Service  

€0  

Payments (excluding cards)  

Standing Order  

Service not available   

Direct Debit  

€0  

Bill / account payment  

 €0  

SEPA Credit Transfer  

Outgoing credit transfer                         €0  

Incoming credit transfer                         €0  

Cards and Cash  

Cash Withdrawal from ATM of the provider  

[Service not available]  

Cash Withdrawal from ATM of third-party provider  

Within Greece       

(Euro)                            €0  

Additional fees may be charged by the ATM provider  

Outside Greece 

(Euro)                           €0  

Outside Greece 

(Foreign Currency)                      €0 

Debit Card Subscription  

First virtual card per account                 

€0  

Additional virtual card per account        

€1  

Reissuance of the first virtual card per account for any reason  

€0  

Reissuance of the first virtual card per account (except in cases of renewal, theft or permanent cancellation due to fraud)  

€1  

Renewal and reissuance of the first or additional virtual card per account in case of theft or permanent cancellation due to fraud  

€0  

Issuance of physical card                          

€6  

Renewal of physical card and reissuance for any reason (except in cases of theft or permanent cancellation due to fraud)  

€6  

Reissuance of physical card in case of theft or permanent cancellation due to fraud  

€0  

Term  

Definition  

Provision of account statement copy  

Provision of a printed copy of the payment account transactions/balance beyond what is required by legal/regulatory requirements or contractual obligations.  

Registration to web banking services  

Registration and use of web banking services.  

Notification Service  

Notification of payment account balances and transactions, alerts, etc., through SMS, email, etc.  

Cash Withdrawal from ATM of the provider  

The customer withdraws cash from their account at an ATM of the provider.  

Cash Withdrawal from ATM of third-party provider  

The customer withdraws cash from their account at an ATM of a third-party provider.  

Debit Card Subscription  

Subscription fee for owning and using a debit card.  

Standing Order  

The account provider makes regular transfers, on the instruction of the customer, of a fixed amount of money from the customer’s account to another account.  

Direct Debit  

The customer permits someone else (recipient) to instruct the account provider to transfer money from the customer’s account to that recipient. The account provider then transfers money to the recipient on a date or dates agreed by the customer and the recipient. The amount may vary.  

SEPA Credit Transfer  

The account provider transfers funds, on the instruction of the customer, from the customer’s account to another account within SEPA.  

Bill / Account Payment  

Service for paying bills and accounts (e.g., amounts due to tax authorities, social security organizations, insurance companies, utility service providers).  

INFORMATION FOR DEPOSITORS 

Basic information about the protection of deposit 

Deposits with SNAPPI Bank S.A. are protected by: 

HELLENIC DEPOSIT AND INVESTEMENT GUARANTEE FUND (TEKE)1 

Limit of protection: 

100,000 euros per depositor per credit institution2 

For certain categories of deposits, a higher limit of protection may apply under specific conditions3 

If you hold more deposits at the same credit institution: 

The maximum limit of protection for all deposits of a depositor at each credit institution is set at 100,000 euros. This limit applies to the aggregate deposits held at the same credit institution, irrespective of the number of deposits, the currency, and the place of deposit within the EU.4 

If you have a joint account with other person(s): 

The 100,000 euros limit applies to each depositor separately 

Period of time for the commencement of payment of reimbursement following the date of the credit institution's failure to repay its deposits: 

7 working days5 

Currency of reimbursement: 

Euros 

Contact: 

Hellenic Deposit and Investment Guarantee Fund (TEKE) 

• Address: Amerikis 6, Athens, 10671 

• Telephone: 210 36 39 933, 

 210 36 35 433 

• Fax: 210 36 35 582 

• Email: info@hdigf.gr 

For further information: 

www.teke.gr 

Additional Information: 

1System responsible for covering your deposit: 

2General limit of protection: 
If a deposit becomes unavailable in a general and permanent manner because a credit institution is deemed, based on a decision by the competent supervisory or judicial authority, to be unable to meet its obligations to depositors according to applicable law, the Hellenic Deposit and Investment Guarantee Fund (TEKE) reimburses the depositors. 

The reimbursement covers a maximum amount of 100,000 euros per depositor. This means that all deposits held by the same depositor at the same credit institution are aggregated for the purposes of determining the limit of protection. For example, if a depositor holds a savings account with 90,000 euros and a checking account with 20,000 euros, reimbursement will only be provided up to 100,000 euros. 

3Special limits of protection: 
For more information: www.teke.gr 

4Limit of protection for joint accounts: 
In the case of joint accounts, the 100,000 euros limit applies to each depositor separately. For more information: www.teke.gr 

5Reimbursement: 
The reimbursement will become available by TEKE within seven (7) working days from the date of the relevant decision issued by the competent supervisory or judicial authority. In some cases, this deadline may be extended up to a maximum of three (3) months for certain deposit categories. 
The depositor's right to seek reimbursement expires after the lapse of five (5) years from the above deadlines. 
For the purpose of calculating the reimbursement amount, the balance in all the deposit accounts are offset against any counterclaims the credit institution has against the depositor, provided these claims had become due before or on the date of the credit institution’s failure. 

For more information: www.teke.gr 

Other important information: 

Exemptions for certain deposit categories are detailed on the website www.teke.gr of the Hellenic Deposit and Investment Guarantee Fund (TEKE). SNAPPI Bank S.A. will inform you, upon request, whether your deposits and/or certain categories of deposits are covered. 
Your deposits, as indicated in your account statement (for accounts that such statements are issued), are covered in accordance with the provisions of Law 4370/2016, unless they fall under the exemptions listed in Article 8 of the above Law. 
Depositors are required to verify their personal details at regular intervals and immediately notify the credit institution of any changes to facilitate identification.