Information for Depositors

Basic information about the protection of deposit

Deposits with SNAPPI Bank S.A. are protected by:

HELLENIC DEPOSIT AND INVESTEMENT GUARANTEE FUND (TEKE)¹

Limit of protection:

100,000 euros per depositor per credit institution²

For certain categories of deposits, a higher limit of protection may apply under specific conditions³

If you hold more deposits at the same credit institution:

The maximum limit of protection for all deposits of a depositor at each credit institution is set at 100,000 euros. This limit applies to the aggregate deposits held at the same credit institution, irrespective of the number of deposits, the currency, and the place of deposit within the EU.⁴

If you have a joint account with other person(s):

The 100,000 euros limit applies to each depositor separately

Period of time for the commencement of payment of reimbursement following the date of the credit institution's failure to repay its deposits:

7 working days⁵

Currency of reimbursement:

Euros

Contact:

Hellenic Deposit and Investment Guarantee Fund (TEKE)

• Address: Amerikis 6, Athens, 10671
• Telephone: 210 36 39 933,

 210 36 35 433

• Fax: 210 36 35 582
• Email: info@hdigf.gr

For further information:

www.teke.gr

Additional Information:

¹System responsible for covering your deposit:

²General limit of protection:
If a deposit becomes unavailable in a general and permanent manner because a credit institution is deemed, based on a decision by the competent supervisory or judicial authority, to be unable to meet its obligations to depositors according to applicable law, the Hellenic Deposit and Investment Guarantee Fund (TEKE) reimburses the depositors.

The reimbursement covers a maximum amount of 100,000 euros per depositor. This means that all deposits held by the same depositor at the same credit institution are aggregated for the purposes of determining the limit of protection. For example, if a depositor holds a savings account with 90,000 euros and a checking account with 20,000 euros, reimbursement will only be provided up to 100,000 euros.

³Special limits of protection:
For more information: www.teke.gr

⁴Limit of protection for joint accounts:
In the case of joint accounts, the 100,000 euros limit applies to each depositor separately. For more information: www.teke.gr

⁵Reimbursement:
The reimbursement will become available by TEKE within seven (7) working days from the date of the relevant decision issued by the competent supervisory or judicial authority. In some cases, this deadline may be extended up to a maximum of three (3) months for certain deposit categories.
The depositor's right to seek reimbursement expires after the lapse of five (5) years from the above deadlines.
For the purpose of calculating the reimbursement amount, the balance in all the deposit accounts are offset against any counterclaims the credit institution has against the depositor, provided these claims had become due before or on the date of the credit institution’s failure.

For more information: www.teke.gr

Other important information:

Exemptions for certain deposit categories are detailed on the website www.teke.gr of the Hellenic Deposit and Investment Guarantee Fund (TEKE). SNAPPI Bank S.A. will inform you, upon request, whether your deposits and/or certain categories of deposits are covered.
Your deposits, as indicated in your account statement (for accounts that such statements are issued), are covered in accordance with the provisions of Law 4370/2016, unless they fall under the exemptions listed in Article 8 of the above Law.
Depositors are required to verify their personal details at regular intervals and immediately notify the credit institution of any changes to facilitate identification.