BNPL (Buy Now Pay Later) is a payment method that allows customers to shop in installments—without using a credit card or even providing a tax statement. 

This interest-free installment option gained popularity during the COVID-19 pandemic, when lockdowns drove a surge in online shopping. The ability to make purchases without lengthy procedures or paperwork attracted many users. 

BNPL’s core promise is simple: buy a product and enjoy 100% of the satisfaction instantly, without paying 100% of the price upfront. This appeal is especially strong in an era of rising living costs and declining consumer purchasing power. 

BNPL Benefits Both Consumers and Merchants 

For consumers, BNPL offers access to high-value products through a credit solution that’s often more user-friendly than traditional credit cards. For merchants, it boosts sales by making products more accessible to a wider audience. 

Snappi Pay Later, BNPL at its finest. 

Snappi, a licensed institution offering a full banking experience, provides Snappi Pay Later as a built-in service that allows users to pay in four interest-free installments, directly at checkout. No need to switch apps or create separate accounts if you are already a Snappi customer.  

Snappi Pay Later is available within the same secure environment that customers already trust for their daily transactions. The shopping and payment experience remains simple and streamlined: everything happens within the Snappi app. For new users, registration and activation are quick and fully integrated, granting access to all Snappi services through a single application. 

Checkout with four interest-free installments becomes as easy as pressing a button—with the added benefit of centralized payment management. 

Why Merchants Should Choose Snappi Pay Later 

If you’re a merchant, partnering with Snappi offers several key advantages: 

Same-Day Settlement: Receive the full purchase amount on the day of the transaction—no risk, and immediate liquidity, which is crucial for small and medium-sized businesses. 

New Customer Flow: Tap into Snappi’s growing customer base, already using the app for their everyday banking needs. 

Seamless Checkout: Snappi Pay Later integrates smoothly into the payment process, eliminating unnecessary steps and enhancing the experience for both customers and merchants. 

Easy Returns: Managed directly through Snappi’s system, refunds are processed quickly and deposited straight into the customer’s account—saving time and improving post-purchase satisfaction. 

24/7 Human Support: Real people, available anytime, all year round, to assist both you and your customers. 

Are you a merchant interested in offering Snappi Pay Later?
Get in touch with us through the form below.