Why choose
Earn up to 2.25% annual interest,
based on your savings deposit.
No lock-in period.
Access your money whenever you need it.
Interest calculated daily
and paid into your account automatically every month.
Deposits protected up to €100,000
under the Hellenic Deposit and Investment Guarantee Fund (TEKE).
Save more.
Earn more.
With the Snappi Savings Account, your savings work harder for you.
As your balance grows, you move up and unlock higher interest rates.
Save more.
Earn more.
With the Snappi Savings Account, your savings work harder for you.
As your balance grows, you move up and unlock higher interest rates.
Different portions of your savings balance earn different interest rates. Each interest rate applies only to the corresponding portion of your balance.
Interest is calculated daily based on your available balance at the end of each day and is credited to your account monthly, in accordance with the applicable compounding terms.
If your total savings balance is €15,000, interest is calculated as follows:
How interest is calculated
Different portions of your savings balance earn different interest rates. Each interest rate applies only to the corresponding portion of your balance.
Interest is calculated daily based on your available balance at the end of each day and is credited to your account monthly, in accordance with the applicable compounding terms.
Example:
If your total savings balance is €15,000, interest is calculated as follows:
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Add money to your Snappi Savings Account.
The more you save, the more chances you get to win.
For every €500 you deposit into your Snappi Savings Account, you receive 1 additional entry into the monthly draw.
Save more. Earn more. Increase your chances.
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Have questions?
Here are our snappiest answers!
What is the Snappi Savings Account?
It is a savings account that allows you to save money with a competitive interest rate, with instant access to your funds and no commitments.
Can I withdraw my money whenever I want?
Yes. Your money is always available, with no lock-in.
Is there any cost?
No, there is no opening or maintenance cost for the savings account.
Who can use it?
The Savings Account is available to individual customers who already hold an active Snappi payments account, and can be easily opened through the app, with a snap.
There is no need to change your primary bank.
When is the interest credited?
Interest is credited to your account every month, on the first (1st) business day of the following month, after withholding of the applicable tax in accordance with the prevailing tax legislation (currently it amounts to 15% payable to the Greek State).
When is the interest calculated?
Interest is calculated on a daily basis, based on the balance you maintain in your account each day.
Is tax withheld on the interest?
Yes, interest is subject to withholding tax in accordance with the applicable tax legislation (currently it amounts to 15% payable to the Greek State).
How is the tiered interest rate applied?
With the tiered interest rate, the same interest rate is not applied to your entire account balance. Instead, each portion of your balance earns the interest rate that corresponds to its specific tier. Interest is calculated daily based on your available end-of-day balance and is credited to your account in accordance with the applicable compounding terms.
Example
For a total savings balance of €15,000, interest is calculated on a tiered basis:
- The first €2,000 earns 1.25% interest.
- The next €7,000 (from €2,000.01 to €9,000) earns 1.75% interest.
- The remaining €6,000 (above €9,000) earns 2.25% interest.
Can I transfer money to my other Snappi accounts without losing my interest?
Yes, you may transfer funds to your other Snappi accounts at any time.
The interest rate of the Savings Account remains unchanged, and interest continues to be calculated normally on the balance that remains in the account.
Are my deposits in the Snappi Savings Account protected?
Yes. Deposits held with SNAPPI are covered by the Hellenic Deposit and Investment Guarantee Fund (TEKE) for amounts up to €100,000 per depositor per credit institution.
More information is available at: https://www.snappibank.com/en/information-for-depositors/