Saving is not just about how much money you can put aside. It is also about where you keep it. When your savings are held in the same account as the money you use every day, they can easily be absorbed by purchases, payments, and small expenses. 

A separate savings account helps you separate the money you want to save, track your progress, and earn interest on the amount you hold in it. 

What is the Snappi Savings Account? 

The Snappi Savings Account is an account where you can set money aside while keeping access to it whenever you need it. 

It is easy to open through the Snappi app, with no opening or maintenance fees. To use it, all you need is an active payment account with Snappi—there is no need to switch from your main bank. 

Your money remains accessible 

Saving does not have to mean locking your money away for a specific period. With the Snappi Savings Account, there is no lock-in period. You can transfer money to your other Snappi accounts whenever you want, while interest continues to be calculated on the amount that remains in your savings account. 

How is interest calculated? 

The Snappi Savings Account offers a tiered annual interest rate of up to 2.25%, depending on how much you have saved. 

“Tiered” means that each portion of your balance earns the interest rate that applies to its specific tier. Therefore, the highest interest rate does not apply to the entire amount. 

Interest is calculated daily based on the available balance at the end of each day and is credited automatically every month, after the applicable withholding tax has been deducted. 

How can you get started? 

You do not have to wait until you have built up a large amount. You can start by transferring an amount that fits your budget and doing the same each month. A small, realistic goal is usually easier to turn into a consistent habit. 

In addition, deposits with Snappi are covered by the Hellenic Deposit and Investment Guarantee Fund (TEKE) for amounts of up to €100,000 per depositor, per credit institution. 

Open the Snappi Savings Account through the app and get started with the amount that works for you. 

Need help? 

If you need support at any step, the Snappi team is here for you 24/7. 

You can contact us via the chat in the Snappi app, by phone at +30 210 4838000, or by email at customer@snappibank.com.