TERMS & CONDITIONS OF THE ACTIVITY "REFER A FRIEND" - REFERRED
1. Scope
1.1. In the framework of the "Refer a Friend" Contest organized by "Snappi BANK S.A." (Krystalli 7A, Ioannina, 45444, VAT number: 801858330, G.E.MI. no. 164679129000 hereinafter: " Snappi) (the "Contest"), the person who has been invited by an existing customer of Snappi (the "Referre") has the right, if he/she accepts these terms (the "Terms") and meets the conditions set forth therein, to become a beneficiary of the provided Gift (the "Gift").
2. Conditions of Participation
2.1. Eligible to participate in the Contest is the Referre who, upon invitation from an existing Snappi customer, has cumulatively completed the following steps within the Duration of the Activity:
i. has successfully completed the steps provided by Snappi for successful registration as a new Snappi customer;
ii. It has accepted the General Terms of Transactions (the "GTT"),
iii. Has an active deposit account and a Snappi debit card,
iv. Has made at least one valid transaction with the Snappi debit card with a value of at least €5 within the duration of the Contest, provided that such transaction has not been cancelled, reversed or refunded by the date specified in term 3.1;
v. is not subject to any of the exclusions provided for in this clause 2.2 and 2.3;
2.2. The following persons are excluded from participation in the Contest and are not entitled to receive the Gift:
i. Snappi employees (regardless of form of employment).
ii. Snappi Customers with debt from financial products (such as "Cash Now", "Pay Later"), and in particular when the relevant debts are overdue and due for a period of more than one (1) month.
iii. Referres who have filled in their details in another parallel promotion participation form, before completing this participation form and completing the steps in accordance with these terms (e.g. Vodafone CU, AB PLUS, Public, Goodys, Everest, WelcomeOffer, Shell, Sky Express, OASA, Free Now, etc.). In this case, the Referree may be entitled to the gift of the parallel promotional activity in which they have filled in their details, i.e. provided that the terms of that action are met.
2.3. Participation in the Contest is also subject to compliance with the applicable legislation and regulatory requirements and these Terms. Snappi reserves the right at any time and throughout the duration of the Contest to exclude, reject or refuse entries in the event that the Referre:
i. submit false or inaccurate entries;
ii. takes actions that unfairly affect the operation or integrity of the Contest;
iii. does not comply with these Terms;
iv. should be excluded for reasons of regulatory compliance, fraud prevention, internal security controls, risk management,
v. belongs to a category of persons who are expressly excluded from participation in accordance with the Terms.
i. is subject to legal or regulatory restrictions, penalties or measures imposed by competent authorities.
3. Duration
3.1. The Duration of the Contest is as follows: 18/06/2026-31/08/2026. Within the Duration the Referre must have completed the necessary actions set out in clause 2.1.
3.2. Snappi reserves the right, but not the obligation, to change the Duration upon prior appropriate notice through its communication channels.
3.3. The change in the Duration does not establish any right to compensation in favor of the participants.
4. The Participation Beneficiary's Gift
4.1. Each Referre, who successfully completes the actions provided for in clause 2.1 of these Terms within the stipulated Duration, will be entitled to the amount of 10 Euros (€10).
4.2. The award or payment of the Gift takes place within 5 business days from the completion of the required actions on behalf of the Referre.
4.3. The Gift is given exclusively to the Referre. Each Gift is personal and non-transferable.
4.4. Snappi shall not be liable for any delay or inability to return the Gift due to technical, operational, regulatory or other objective reasons, including cases of delayed transaction processing, pending actions, rejected transactions or malfunction of third-party technical systems or providers.
4.5. Any tax or other charges associated with the receipt of the Gift shall be borne by the respective Referre, unless otherwise provided by applicable law.
4.6. Snappi reserves the right not to award, suspend, revoke or refund the Gift, in the event that it is determined, at any time, that the relevant recommendation or participation:
i. was not completed correctly or on time,
ii. did not meet the conditions for validity, eligibility, or participation set forth in these Terms;
iii. resulting from abusive, fraudulent, artificial or unacceptable conduct;
iv. was rendered incorrectly due to a technical, operational or other error, or
v. is associated with a subsequent cancellation, reversal or non-finalization of an action or transaction that was taken into account for the performance of the Gift.
vi. regulatory compliance, fraud prevention or risk management considerations.
Snappi's records, evaluations and decisions regarding the validity of entries and the performance of the Gift are final and binding for the purposes of the Contest.
5. Personal Data
5.1. This section contains information on the collection of personal data and their processing for the needs of the Contest in order to enable the performance of the Gift. The Referre is also invited to refer to the Privacy Policy, which is posted on the Snappi website and which applies in addition to these terms.
5.2. The personal data collected in the context of the Contest are kept for the period necessary for the completion of the Contest and the fulfillment of Snappi's relevant legal obligations, and in any event not longer than 12 months from the end of the Contest, unless otherwise required by applicable law, or for as long as it is required for the establishment; exercising or supporting legal claims. If your registration as a Snappi customer is not completed within the Contest Term, Snappi will retain your personal data for the above period in order to inform you of the steps you need to follow in order to complete your registration as a Snappi customer. In the event that you access the Snappi application as its customers, your data will be kept based on the Privacy Policy, which will have been communicated to you in the context of registration in the application.
5.3. Snappi processes the data you have provided when submitting the Contest entry form as well as the transactions you carry out during the Activity. The processing of personal data will be carried out exclusively for the purpose of 1. the execution and implementation of the Contest and your guidance for the completion of the required actions, registration in Snappi 2. The verification of the eligibility of your transactions to meet the conditions for participation in the Contest and the acquisition of the Gift and 3. Information and communication in the context of the Contest (Legal basis for processing for all of the above: performance of contract). In the event that you do not complete your registration within the Contest Term as a Snapchat customer, we process the personal data you have provided to us through the Contest entry form in order to inform you of the remaining steps to complete your registration (Legal basis for processing: legitimate interest).
5.4. The personal data of the participating persons will not be transferred outside the European Economic Area; in the case of a transfer outside the EEA, this will be carried out in accordance with Chapter V of the GDPR and with appropriate safeguards. Snappi takes all appropriate technical and organizational measures, as set out in the applicable legislation, to ensure an adequate level of protection for the personal data of the participants.
5.5. Snappi acts as the Data Controller for the personal data it processes in the context of the Contest.
5.6. The recipients of your data will be only the authorized partners of Snappi, who assist in the implementation of the Activity (e.g. cloud hosting provider, marketing provider, social media manager, third party services in order to automatically confirm the correlation between the Referre and the Referre. etc.).
5.7. Snappi takes all appropriate technical and organizational measures, as set out in applicable law, to ensure an appropriate level of protection for participants' personal data.
5.8. Each Guest has the right to access, inform, rectify, object to the further processing of their personal data, as provided for in the General Data Protection Regulation (Regulation EU 2016/679 and Law 4624/2019) as well as the right to appeal to the competent supervisory authority (Personal Data Protection Authority: www.dpa.gr). To exercise their rights, each Referre may contact Snappi at their contact details dpo@snappibank.com email address dpo@.gr.
6. Other Terms
6.1. Snappi shall not be liable in any way for any disruptions in the Referree's network, hardware and software and/or for malfunctions of the website, the application and/or the related technical systems of any nature that may result in limited, delayed or lost registration of the participant.
6.2. In the event that any term is found to be invalid, such partial invalidity does not result in the invalidity of all the Terms.
6.3. Snappi reserves the right to unilaterally change these terms, to shorten or extend the Duration of the Contest or to revoke it by prior notice by any appropriate means, to replace the Gift with others at its discretion and in general to modify each term of the Contest by announcement through the website https://www.snappibank.com. The Terms of the Contest, as in force from time to time, are governed by Greek Law. For any dispute that may arise as to the interpretation or application of the above Terms, the Courts of Athens (Central Headquarters) shall have joint jurisdiction with the other courts competent in accordance with the law.
