TERMS & CONDITIONS OF THE PROMOTIONAL CAMPAIGN

Snappi Bank S.A. (7A Krystalli St., Ioannina, Greece, Tax ID: 801858330, hereinafter “Snappi”), in the context of promoting its products and services, organizes the promotional campaign “Youthlist” (the “Campaign”), which will run from 01/04/2026 until 31/12/2026, and is addressed exclusively to new Snappi customers (“Customers”), in accordance with the following terms.

Before participating, please read these Terms and Conditions (“Campaign Terms”) carefully, which are also available at:

https://www.snappibank.com/el/youthlist

If you do not accept these Terms, you should not participate in the Campaign.

1. ELIGIBILITY & PARTICIPATION REQUIREMENTS
   

Participation is open to individuals who cumulatively meet the following criteria and complete the required steps within the Campaign Period (01/04/2026 – 31/12/2026) (“Eligible Participants”):

1. Are natural persons aged 18 or older
2. Are tax residents of Greece and have full legal capacity
3. Complete the participation form (full name, mobile number, email)
4. During the Campaign Period, carry out transactions (online or via POS) of a total amount of at least €15, that equals to 3 transactions of 5€ each using their Snappi Mastercard debit card (physical or digital)
5. Become Snappi customers during the Campaign Period by successfully completing the Digital Onboarding process via the Snappi app, including identity verification and compliance with all applicable Terms & Conditions. If additional verification is required, onboarding is considered complete only once all required steps are successfully finalized.
6. Have not already submitted their details in another concurrent promotional campaign (e.g. Vodafone CU, AB, Public, etc.). In such case, the Customer will be eligible for the reward of the campaign they joined first.

Participation implies full and unconditional acceptance of these Terms, as well as Snappi’s Privacy Policy and Website Terms of Use.

Any participation not complying with these Terms will be considered invalid.

1. CAMPAIGN DESCRIPTION & REWARD

Within ten (10) business days from the completion of the 3rd transaction, Snappi will credit €30 (“Reward”) to the Eligible Participant’s Snappi account. The Reward can be used freely for any transaction, subject to Snappi’s Terms & Conditions.

To receive the Reward, the Customer must during the Campaign Period:

(a) Visit the Youthlist landing page and complete the participation form

(b) Download the Snappi app (via App Store or Google Play)

(c) Successfully complete Digital Onboarding

Snappi reserves the right to modify the Reward delivery process, informing Customers accordingly via updated Terms or communication (email, SMS, Viber).

For any questions, Customers may contact:

Email: customer@snappibank.com

Phone: +30 210 483 8000

The following Customers are not eligible for the Reward:

Existing Snappi customers prior to 31/03/2026 (excluding Youth Pass holders)

Those who complete only part of the required steps

Those who do not complete all steps within the Campaign Period

Those who do not submit the participation form within the Campaign Period

Those who participated first in another concurrent campaign

Those who fail to complete any required step within the Campaign Period

1. CAMPAIGN DURATION

The Campaign runs from April 1, 2026 (00:01 Greece time) to December 31, 2026 (23:59 Greece time).

Snappi reserves the right to modify the duration with prior notice.

Any participation (form submission, app download, or onboarding) after the Campaign Period will not qualify for the Reward.

1. LIMITATIONS

Registration through the Campaign does not guarantee acceptance as a Snappi customer. Customers must meet all onboarding and regulatory requirements.

Snappi reserves the right to:

Reject onboarding applications

Request additional documentation

Reject participation or withhold/cancel the Reward if Terms are not met

Snappi may disqualify any participant or withhold the Reward in cases of:

Incomplete verification

Suspected fraud or misuse

Non-compliance with Terms

Snappi may offer alternative rewards of equal value or withhold the Reward entirely in cases of force majeure or circumstances beyond its control.

1. PERSONAL DATA PROCESSING

This section explains how personal data is collected and processed for the purposes of the Campaign. Please also refer to our Privacy Policy.

Data recipients include authorized partners assisting in the Campaign (e.g. hosting providers, marketing agencies). Data will not be transferred outside the EEA.

Snappi processes:

Transaction data

Contact details

For purposes of:

Verifying participation

Ensuring compliance

Communication

(Legal basis: contract performance)

Data retention:

Customers who complete onboarding: per Privacy Policy

Non-completed onboarding: data retained until 31/08/2027

Data Controller: Snappi

Participants have rights under GDPR (access, rectification, objection, etc.) and may contact:

dpo@snappibank.com

With consent, Snappi may send marketing communications, which can be withdrawn at any time.

1. OTHER TERMS

Snappi reserves the right to:

Amend these Terms

Extend/shorten/cancel the Campaign

Replace the Reward

Participants will be informed via appropriate channels.

Participants may withdraw by emailing:

customer@snappibank.com

Subject: “Youthlist Campaign Withdrawal Request”

Snappi is not liable for technical issues (network, device, app malfunctions).

Snappi may exclude participants providing false or inaccurate information.

If any term is deemed invalid, the remaining Terms remain in force.

These Terms are governed by Greek law. Any disputes fall under the jurisdiction of the courts of Athens.