Snappi, Greece’s first neobank licensed by the European Central Bank (ECB), today announced a new savings proposition offering up to 2.25% annual interest, while allowing instant access to the money, available to both existing and new customers.

The new offer reflects Snappi’s ambition to make competitive, transparent and fully digital savings solutions accessible to everyone in Greece without lock-in periods, hidden fees or minimum deposit requirements.

Interest rates increase automatically as customers grow their relationship with Snappi:

• 1.25% for total balances below €2,000
• 1.75% for balances between €2,000 and €9,000
• 2.25% for balances above €9,000 and up to €1,000,000

Each portion of the account balance earns the interest rate corresponding to that specific savings bracket.

Therefore, for a total savings balance of €15,000, interest is calculated as follows: The first €2,000 earn an annual interest rate of 1.25%. The next €7,000 (from €2,000.01 to €9,000) earn an annual interest rate of 1.75%. The remaining €6,000 (above €9,000) earn an annual interest rate of 2.25%. Interest is calculated daily based on the available balance at the end of each day and credited monthly in accordance with the terms of the account.

As a bank licensed by the European Central Bank (ECB), Snappi participates in the Greek Deposit Insurance Scheme (TEKE), which protects deposits up to €100,000.

The launch comes at a time when the Greek savings market continues to evolve. According to the Bank of Greece, in April 2026, the average interest rate on overnight deposits from households was 0.03%, among the lowest in Europe. Snappi’s new proposition combines the convenience of instant access with one of the most competitive interest rates available in the Greek market, helping customers make their money work harder without sacrificing flexibility.

“I’m excited to bring these benefits to a broad range of people in Greece, with deposit protection provided through the Greek Deposit Insurance Fund (TEKE). There are still relatively few comparable offerings in the market, and we believe Greek savers deserve an alternative that combines attractive returns with simplicity, transparency and security, said Gabriella Kindert, CEO of Snappi.

As a digital bank, we operate with a highly efficient cost base. That allows us to pass those efficiencies on to our customers through more competitive savings rates and a better overall banking experience.”

With this enhanced Savings Account, Snappi continues its mission of bringing modern European banking experiences to Greece, combining attractive returns, flexibility and the trust of a fully regulated bank.